ISK Calculator 2026

Schablonskatt with quarterly values. Tax-free threshold: 300 000 SEK.

Jan 1 value
Apr 1 value
Jul 1 value
Oct 1 value
Deposits during year
Expected return (%)

ISK Tax 2026

453 SEK/yr

Effective

0.13%

Capital base (avg)342 500
Tax-free threshold-300 000
Taxable amount42 500
Schablonintakt (3.55%)1 509
Tax (30% of schablon)453

ISK vs Aktiedepa at 8% return

ISK

Gain: 27 400

Tax: -453

Net: 26 947

Aktiedepa

Gain: 27 400

Tax: -8 220

Net: 19 180

Breakeven return: 3.55%. ISK wins above, Aktiedepa below.

SLR 2.55% (Nov 30, 2025). Tax-free 300,000 SEK per person. SKV 433.